Skip to main content

Books

Over the past few years I've really got into reading more. I've been doing a challenge on Good Reads where I read 22 books in 2022, 23 in 2023 and so on. I have achieved my targets for 2022 and 2023 and am on target for meeting my 2024 one!


Books I've read so far this year:


My rating: ⭐

My rating: 

My rating: 

My rating: 

My rating: 

My rating: 


Comments

Popular posts from this blog

March 2024 update - Millionaire!

  In this update we have: Reached Millionaire status on my net worth Harvesting gains from Crypto Platform Incentives Holiday plans Overview: (click to enlarge) (click to enlarge) Net worth update:  Current net worth: £1,030,167 Up £28k from last month, and up a massive £70k from 2 months ago!!  My last blog post was probably a bit premature as a couple of days after it, I breached the millionaire net worth figure!  When I started out on this journey less than 10 years ago with a rough net worth of just over £100k I didn't think I'd be saying that as a 37 year old with two small kids that I'd be a millionaire! Also I'm not sure whether it is mainly due to "millionaire" status not being the same as it was when I was young (thanks inflation/money printing! #BitcoinSolvesThis ), or whether it is testament to our concerted saving and investing over the past few years, probably a mix of both. Either way I'm extremely proud of what me and wife have achieved, and

All about me

I'm a 37 year old father of 2 young children. I  currently live with my wife and kids in Wakefield, West Yorkshire and work  in Cyber Security.  I've always been obsessed with frugality, getting the most from my money and have recently discovered the FIRE movement (Financial Independence Retire Early) Over the past few years,  I have pursued a heavy savings rate (currently around 75%) and have directed this into savings, investments and paying off my mortgage. Twitter Account:  https://twitter.com/Dad_on_FIRE Key milestones: 2022 - Mortgage free!  10 years after buying our 1st house. There is currently around £330k in equity in the house 2023 - Coast FIRE In 2023 I had enough in my pension that it would coast up to a figure I would be happy with (circa £1m) 2024 - Hit  £1m net worth My Net Worth journey: Most people pursuing people have a figure, an overall number to achieve. My FIRE aims however, are currently not set in stone, largely down to having 2 kids!  I would be hap

Feb 2024 update - Cusp of £1m net worth, Pension revelation and Platform transfers

In this update we have: On the cusp of £1m net worth! Pension news and the affect on my drawdown strategy ISA and Pension platform switch incentives Half term activities and holiday plans Overview Net worth increased +£28k in February to  £990.9k , big movers include: Bitcoin +£14k +£15k +£16k (market has changed 3 times since I started this post!) S&S ISA +£7k Pension +£5k Long term net worth trend, cumulative: Long term net worth trend, broken down: Monthly net worth difference: Pension news: Some of you know that I moved jobs recently, this spurred me on to take a closer look at my old workplace pension with the aim of moving it away from Aviva and onto a lower cost platform. I was extremely surprised to find that my Aviva pension has a protected pension age (PPA) of 55!  This effectively means it is immune to any planned increases in the coming years. It is looking likely that this age will be increased to 57 from 2028 and could well hit 60+ in the future. For someone followi