Skip to main content

*Interactive Investor Offer: No platform fee for 1 year*


How much do you pay for your investment platform? Fancy a free one?
Simply click the link below, open up an ISA/SIPP/GIA then either fund £5k or transfer in from existing provider and you'll get the platform free for a year, saving potentially £360
Click here to save

Books

Over the past few years I've really got into reading more. I've been doing a challenge on Good Reads where I read 22 books in 2022, 23 in 2023 and so on. I have achieved my targets for 2022 and 2023 and am on target for meeting my 2024 one!


Books I've read so far this year:


My rating: ⭐⭐⭐⭐⭐

My rating: ⭐⭐⭐⭐☆

My rating: ⭐⭐⭐☆☆

My rating: ⭐⭐⭐⭐⭐

My rating: ⭐⭐⭐⭐☆

My rating: ⭐⭐⭐⭐⭐


Comments

Post a Comment

Popular posts from this blog

March 2024 update - Millionaire!

  In this update we have: Reached Millionaire status on my net worth Harvesting gains from Crypto Platform Incentives Holiday plans Overview: (click to enlarge) (click to enlarge) Net worth update:  Current net worth: £1,030,167 Up £28k from last month, and up a massive £70k from 2 months ago!!  My last blog post was probably a bit premature as a couple of days after it, I breached the millionaire net worth figure!  When I started out on this journey less than 10 years ago with a rough net worth of just over £100k I didn't think I'd be saying that as a 37 year old with two small kids that I'd be a millionaire! Also I'm not sure whether it is mainly due to "millionaire" status not being the same as it was when I was young (thanks inflation/money printing! #BitcoinSolvesThis ), or whether it is testament to our concerted saving and investing over the past few years, probably a mix of both. Either way I'm extremely proud of what me and wife have achieved, and...
6 comments
Read more

All about me

I'm a 38 year old father of 2 young children. I  currently live with my wife and kids in Wakefield, West Yorkshire and work  in Cyber Security.  I've always been obsessed with frugality, optimising time and money and discovered the FIRE movement (Financial Independence Retire Early) in the mid 2010s. Over the past few years,  I have pursued a heavy savings rate and have directed this into savings, investments and overpaying the mortgage. Twitter Account:  https://twitter.com/Dad_on_FIRE Key milestones: 2022 - Mortgage free!  10 years after buying our 1st house. 2023 - Coast FIRE In 2023 I had enough in my pension that it would coast up to a figure I would be happy with at age 55 (circa £1m) 2024 - Hit  £1m net worth 2025 - Took 8 weeks off work (through Unpaid Parental Leave) My Net Worth journey: Most people pursuing people have a figure, an overall number to achieve. My FIRE aims however, are currently not set in stone, largely down to having...
2 comments
Read more

Budgeting

Key to understanding what you can save, is what your budget is. You can do your budget in a number of ways, from using software/apps, to writing them down manually in a Spreadsheet. Apps like "MoneyDashboard" are great but they only give a very limited breakdown, for example your current account. What about other savings accounts, your mortgage, or pensions, any other salary sacrifice schemes you're in? If you're a visual kind of person like me, it is much better to create a visualisation of how much money you have coming in, and where it ends up. Below I have used a "Sankey" chart which shows me weighted columns of where each pot ends up. Build your own here:  http://sankeymatic.com/build/ My current budget Wage - I am lucky to have a very generous wage for the area of the country I live in Mortgage - My mortgage is low (thanks to overpaying at least 10% every year for the past 8 years!) Childcare - The biggest expenditure is Ch...
1 comment
Read more

Investment Platform Fee Comparison Tool

Choosing the right investment platform can have a big impact on your returns. Even small annual fees can erode thousands from your investments when compounded over time. Use the interactive chart below to see how different platform fees stack up — and how much more of your money you can keep (and invest!). Given the chart detail, this page is best viewed on a desktop or if you're on a mobile, either turn it to landscape or select the desktop version of the page. Thanks! ISA & SIPP Fees ISA Fees SIPP Fees Up to £200k Up to £1M Data sourced from Interactive Investor, Vanguard, AJ Bell, Fidelity and Hargreaves Lansdown (and accurate as of 29/05/2025). Calculations are bassed on Funds rather than Shares, which in some cases may be cheaper. For "ISA and SIPP" fees, 50% allocation into eac...
Post a Comment
Read more

Feb 2024 update - Cusp of £1m net worth, Pension revelation and Platform transfers

In this update we have: On the cusp of £1m net worth! Pension news and the affect on my drawdown strategy ISA and Pension platform switch incentives Half term activities and holiday plans Overview Net worth increased +£28k in February to  £990.9k , big movers include: Bitcoin +£14k +£15k +£16k (market has changed 3 times since I started this post!) S&S ISA +£7k Pension +£5k Long term net worth trend, cumulative: Long term net worth trend, broken down: Monthly net worth difference: Pension news: Some of you know that I moved jobs recently, this spurred me on to take a closer look at my old workplace pension with the aim of moving it away from Aviva and onto a lower cost platform. I was extremely surprised to find that my Aviva pension has a protected pension age (PPA) of 55!  This effectively means it is immune to any planned increases in the coming years. It is looking likely that this age will be increased to 57 from 2028 and could well hit 60+ in the future. For s...
1 comment
Read more