Dad on FIRE

Frugality I've found that the word "frugality", or "being frugal" is commonly used as a backhanded compliment or an ambiguous term depending on the context, who is saying it and who they are saying it to. Almost like it's the polite word of saying "you're a tight arse"!  But I think there's a key difference between being "tight" or "cheap" and being "frugal". Earning more (over spending less) is the generally accepted way of increasing your stack. There are a lot of payments that are a fixed amount, and so it proportionally impacts people with less income relatively more. For example a £10 cinema ticket for someone surviving on a basic income might be proportionally a good chunk of their disposable spend, whereas for a billionaire it doesn't even register. There are some notable exceptions to this rule though. Consider Warren Buffett, one of the wealthiest individuals in the entire world. His frugality is b...

I've been meaning to write this post for a while! Since going to Disneyland I've relayed a few tips to a number of friends so think it would be worth a wider audience!  We were meant to go to Disneyland Paris in 2020 but Covid scuppered those plan, however a few years later we managed to get it sorted. It was my wife that actually recommended going to Disneyland and I immediately had shooting pains right in my bank balance due to my perception about how expensive it can be, however breaking it down it was actually really good value. Roughly adding it all up, for a family of 4 to travel to Disneyland we managed to do it for less than £1000 .  This included: - Ferry transfer from/to Dover - 2 nights in the Davy Crockett Hotel (5 mins drive from the park) - 3 days park passes for a family of 4 - All meals / food / drink bought - 12 months free Disney+ - 2 x Premier Inn stays in Dover - Fuel from Yorkshire to Paris and back, with French toll payments Given you'd struggle to get...