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Showing posts from September, 2024

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August 2024 update

  Again a bit late on this one, took a few days off work before the kids started back at school. Finance update Breakdown for August: Pretty shocking month for performance in August, everything was down. In total down £15k for the month ISA down £2.5k Similar story with my  Pension I contributed £3k to my  GIA /easy access savings, this was also down. £600 into  Crypto  and it dropped like a stone, down £12k for the month 2024/25 tax year: Overall in the tax year I'm looking at +£22k, which considering I've contributed over £30k to ISA/SIPP/GIA/Crypto is not great! Hopefully I've just been buying them whilst they've all been on sale, and it's a good job I don't need to liquidate any of them now :)  With the budget at the end of October I'm keeping one eye on what is being floated. I'd be very surprised if they didn't whack up CGT as well as chopping down Pension Tax Relief from marginal rate to a flat rate. The former doesn't really affect me as