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Showing posts from March, 2025

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February 2025 update

  Finance update A terrible month for portfolio returns! Down £37k, my worst month on record.  Previous to this month, my worst month was January 2022, down £26k.  I mentioned in my last monthly update that February wasn't looking great, in the first few days my portfolio was down £20k, and after a brief recovery, it then sunk again towards the end of the month. Breakdown for February: ISA  down £9k Pension  down £13k GIA /easy access savings down £300 Crypto  down £12.5k House price  up £4k Total : down £37k The bulk of the loss has come from my Crypto holdings, which having been involved in Crypto for 10 years is something that I'm not a stranger to! You see from the graph that I've only contributed to my pension and my GIA/savings this month, all of this has been in cash / Premium Bonds rather than being invested and I'm waiting until the start of the new tax year to move over to my ISA. 2024/25 tax year: Total change for the financial year is now a...